Gaming PC financing, answered.

Yes. We do not look at your credit score.

We look at your paycheck and your bank account. We want to see money coming in each month. We want to see some money left after you pay your bills. And we want your account to stay above zero.

A low score does not stop you. No credit history does not stop you. Old bills in collections do not stop you.

See if you are a fit. It takes about 60 seconds.

No. There is no credit check at any point.

We never call the credit bureaus. We check your income by looking at your bank account instead. You give us read-only access. That means we can see your deposits. We cannot move your money and we never see your password.

Nothing about this shows up as a hard inquiry on your credit report. That is true whether you get a yes or a no.

Steady pay going into a bank account that stays above zero.

Most people who get approved have:

• At least $2,500 a month going into their account
• At least $500 left over after bills
• An account that does not go negative
• An account that has been open 3 months or more

To apply you need your bank login, the name of where you work, an email, and a phone number. You do not need a Social Security number.

Many people get approved.

The biggest reason people get a no is a bank account that went below zero in the last 90 days. That one is usually fixable. Keep your account above zero for a couple of paydays, then try again.

Most of the time it is a bank account that went below zero.

Here are the reasons, most common first:

• The account went below zero in the last 90 days
• Not enough money coming in each month
• Money in and out does not leave room for the payment
• Using cash advance apps like Earnin, Dave, or Brigit
• The bank account is less than 3 months old

Most of these go away with time. Pay off any cash advance apps. Keep your balance above zero for two paydays. Then apply again. A no today is not a no forever.

No. You do not need one to apply or to get approved.

There is no credit check, so there is nothing to look up. You give us your name, your address, where you work, and read-only access to your bank.

It shows us the money you already make. That is what takes the place of a credit check.

The link is read-only. We look at about the last 30 days of deposits. We never see your bank password. We cannot move money out of your account. Most people finish this step in under a minute.

This is the step that lets us say yes without touching your credit.

Yes. It is 0% APR for all 18 months. The rate never goes up.

The cash price and the financed price are the same number. There is no interest added later. There are no origination fees and no hidden finance charges.

What you pay in total is the price of the PC plus Texas sales tax. That is it.

$300 on most builds. $400 on the Monolith Obsidian and $700 on the Monolith Basalt 9070XT.

You pay it after you are approved, not before you apply. It holds your build and locks in your price. The rest is split into 18 equal monthly payments at 0% APR.

Builds run $2,500 to $5,625. Monthly payments run $122.22 to $273.61.

◆ All figures: down payment as listed · 18 payments · 0% APR · plus sales tax

The cash price and the financed price are the same. Paying monthly does not cost you more.

See which one you fit.

No. You own the PC.

This is not a lease. This is not rent-to-own. There is no buyout at the end and no balloon payment. The PC is yours from day one. You pay it off over 18 months.

Yes. Any time. There is no penalty.

The rate is 0%, so paying early does not save you interest. But it does end the monthly payments. There is no fee to do it.

Under 10 minutes to apply. Most answers come back same day.

• 60 seconds to see if you are a fit
• 5 minutes for the full application, including linking your bank
• Same day for most answers to come back
• Next business day your PC ships on available inventory, once you pay your down payment

Most PCs show up about 48 hours after you get approved.

Yes. We build in Plano, Texas and ship across the country.

Shipping is free on in-stock builds and goes out the next business day. Someone has to sign for it. Financing is available in most states.

Call us. We will work with you.

A real person will talk to you and help you make a plan. You are not on your own. Call or text (469) 577-0018 or email support@tech-outpost.com.

You get a 1 year warranty on parts and labor. You also get 30 days to return it.

Call, text, or email us. We try to fix it over the phone first. If we cannot, we pay to ship it back, fix it within 72 hours, and send it back to you free.

This works the same on day 30 and on day 365. And in the first 30 days you can send it back for a full refund, no questions asked.